National Horsemen's Association Liability Insurance Program has been designed to Protect Your Club as a Group from Event Spectators and the Public!

Our Spectator Liability Insurance covers the legal defense cost when a lawsuit is made against your organization whether it be justified or unjustified. If it is found that your club/organization is responsible for an injury or property damage, it covers the payment for those claims, settlements and judgments, less the deductible. What the Liability insurance excludes are injuries and property damage to participants, members and volunteers. It also does not provide coverage for club members that cause injury or property damage to another club member. Each member should have their own medical and personal liability insurance.


$1,000,000 Per Occurence / $1,000,000 Annual Association Aggregate

Activities Covered:  
Equine Events; Barrel Racing; Breed Promotions
(Shows); Cutting Events; Drill Team; Riding Clubs; Equestrian Dressage; Gymkhana; Mule / Horse Clubs (Member-only trail rides); Rodeos (Youth, RH, Bull riding); Roping; Horse Shows; Team Penning; Parades (participating in only); Pattern Racing; Mounted Posse/Mounted Guard (no live ammo).
     
     
Limits of Liability:  
$1,000,000/$1,000,000 Occurrence/Association Aggregate.
     
   
Products Liability Coverage:   $1,000,000 per Occurrence
     
   
Advertising/Personal Liability:   $1,000,000 per Occurrence
     
   
Fire Liability Limit:   $50,000 per Occurrence
     
   
Deductible:   $2,500 per Occurrence
     

Horse Club Membership Program Price...

  $700.00 *Price Includes Both Association Fees
and Insurance Premium...

THE FOLLOWING IS A DESCRIPTION OF ALL
AVAILABLE ASSOCIATION MEMBERSHIP PROGRAMS!

HORSE CLUB / ASSOCIATION MEMBERSHIP PROGRAM
Prices starting at $700 per calendar year

The Horse Club Membership Spectator Liability Program provides spectator/premises liability insurance coverage for your organization under the NHA master policy. Our insurance program provides a $1,000,000 occurrence and a $1,000,000 association aggregate with a $2,500 deductible for all types of Equine events from rodeos, trail rides and roping to barrel racing and horse shows. All events and shows needing coverage must be scheduled with the National Horsemen's Association. Annual membership dues for clubs are $700.00 per calendar year.  This price includes your first 6 events (each additional event $100). Additional insureds can be added for a charge of $75.00.  Rodeos and Bucking club membership dues are $900.00 per calendar year. This price includes your first 3 events free (each additional event $200).

 

 
If you have any questions in regards to our program please call us at 1-800-371-2333.

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